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Ok tu as raison, j’en conclus qu’il vaut mieux l’adapter en fonction du profil du locataire ! Après, rien ne l’empêche de changer de situation ….
]]>Bonjour Serges,
En effet c’est à double tranchant.
Encaisser directement la CAF c’est sécurisant; Le problème c’est lorsque vos locataires ont une aide au logement qui change souvent (Par exemple les intérimaires ou un type au RSA qui travaille ponctuellement via des petits CDD) Cela devient vite une usine à gaz…
Pour les locataires qui touches l’allocation logement (CAF), par expérience, conseilles-tu à ce que le propriétaire bailleur reçoive directement l’allocation CAF ou bien que le locataire la reçoive puis paye ensuite la totalité du loyer au propriétaire ?
Les 2 solutions ont des avantages et inconvénients….
a+
Tu as bien entendu raison. Je voulais simplement mettre en lumière cette « double » déductibilité dont j’ai personnellement bénéficié lors de l’acquisition de mon immeuble de 8 appartements.
Je vais étudier ton site de plus près. Si tes articles déplaisent à certains, c’est que tu rends accessible un marché « réservé »…
Très cordialement.
JJ
Bonjour JJ,
Merci pour tes encouragements…
Je ne vois pas en quoi ce serait répréhensible fiscalement? Tu peux peut être nous éclairer?
Tous les intérêts d’emprunts sont déductibles même les intérêts d’un prêts conso servant à faire des travaux.
Quel plaisir de découvrir ce site pour un investisseur amateur comme moi qui, jusqu’à aujourd’hui, se sentait bien seul… J’adhère à nombre de tes idées et tes principes de gestion sont miens dans la gestion de mon immeuble acquis début 2012.
Un point m’interpelle dans le cas des travaux d’isolation de ce cher François. Tu écris « Noyé dans le prêt pour l’acquisition, cela fait un surcoût de 9€/mois sur 20 ans défiscalisables des revenus fonciers. »
Il est donc essentiel d’englober le financement des travaux dans le prêt contracté pour l’acquisition du bien. Non seulement l’investisseur déduit les travaux des revenus fonciers mais également les intérêts de la part emprunt qui finance ces travaux pendant X années…
Sympathique mais fiscalement répréhensible, non ?
JJ
]]>J’ai exactement cette configuration dans l’immeuble que je vais rénover.Les 3 appartements sont équipés de chaudière à gaz de plus de 15 ans qu’il va falloir changer bientôt.
J’ai fait des devis et pour remplacer les chaudières : 2 artisans me proposent environ 3500€ par chaudière (marque reconnue) , un 3ème artisan me propose un devis de 2000€ mais j’ai un doute sur la fiabilité de la chaudière !!!!
Je vais étudier le fait de passer au tout électrique. Mais est-ce vraiment rentable pour un grand appartement des grands appartements ( > 80m2) ?
Quelques questions qui me viennent à l’idée :
– Que faire des anciens radiateurs et de toute la tuyauterie ? Est-ce que ça pourrait intéresser un ferrailleur ?
-D’après ce que j’ai pu lire sur internet, la suppression du compteur gaz est gratuite alors que la suppression de l’arrivée de branchement gaz est payante, tu confirmes ?
– As-tu un ordre d’idée de combien facture un auto entrepreneur pour retirer l’installation gaz existante à l’intérieur du logement (pour un appartement de 80m2 par exemple)?
A+,
Louis
Bonjour Richard,
Je part du principe que tant que la chaudière fonctionne je ne change rien.
Par contre c’est certain que si elle tombe en panne, je ne la remplace pas et j’en profite pour passer aux radiateurs électriques à inertie.
En effet, logiquement c’est un plombier qui dépose la chaudière et radiateurs et un électricien qui installe les nouveaux radiateurs électriques.
Un bon auto-entrepreneur doit pouvoir faire l’ensemble des travaux.